Real-Time Payments Gateway


FedNow ® Payment Processing for QuickBooks  ® Online and Desktop Versions


Features and Benefits of FedNow ® with QuickBooks® Accounting Software


Text Mobile Request for Payment

Features of FedNow® with SecureQBPlugin.com Integration

  1. Seamless Integration with QuickBooks
    • Works effortlessly with QuickBooks Online (QBO) and all Desktop versions (Pro, Premier, and Enterprise).
    • SecureQBPlugin.com bridges the gap between FedNow® and QuickBooks, providing a secure, user-friendly interface for real-time payment processing.
  2. Real-Time Payments
    • FedNow® enables instant payments, ensuring businesses can access funds immediately.
    • Reduces cash flow gaps, improving operational efficiency.
  3. Request for Payment (RfP) Capabilities
    • Generate and process ISO 20022-compliant RfP files directly through SecureQBPlugin.com.
    • Automates the payment initiation process, streamlining invoicing for payees.
  4. Advanced Security Features
    • SecureQBPlugin.com ensures payment data is encrypted and protected against unauthorized access.
    • Trustworthy integration with financial institutions and payment hubs such as The Clearing House.
  5. Batch File Management
    • Upload and process .csv and .xml files for multiple transactions simultaneously.
    • Facilitates high-volume payments for banks, credit unions, and corporate clients.
  6. Real-Time Reconciliation
    • Automatically syncs payment data with QuickBooks, reducing manual errors and saving time.
    • Provides instant updates on payment statuses, improving financial accuracy.
  7. Customizable Cost Structures
    • Adjust cost basis points and transaction fees to optimize profitability.
    • Offers flexible pricing options to meet the needs of various clients.
  8. Built-In Reporting Tools
    • Generate detailed financial reports through SecureQBPlugin.com for enhanced business insights.
    • Monitor payment history, transaction data, and real-time performance metrics.
  9. Open Banking Compatibility
    • Functions as an "Accounting System" in Open Banking frameworks.
    • Enables billers to create and upload RfP messages to their bank’s platform seamlessly.
  10. Scalable Solutions
  • Designed for businesses of all sizes, SecureQBPlugin.com can scale to support growing payment volumes.

Benefits of Using FedNow® with SecureQBPlugin.com for QuickBooks

  1. Enhanced Cash Flow Management
    • Real-time payment capabilities ensure funds are available instantly, minimizing cash flow disruptions.
  2. Streamlined Payment Processes
    • Automates the creation and submission of RfP files, reducing administrative workload.
    • Syncs seamlessly with QuickBooks for easy reconciliation and financial tracking.
  3. Improved Financial Accuracy
    • ISO 20022-compliant messaging ensures precise payment processing.
    • Real-time updates reduce discrepancies and manual errors.
  4. Increased Operational Efficiency
    • Batch file processing simplifies large-scale transactions.
    • Automated reconciliation saves time and resources.
  5. Flexible Cost Control
    • Adjust transaction fees and cost basis points to align with business goals and customer demands.
  6. Future-Proof Payment Systems
    • Stay compliant with global financial standards and evolving payment technologies.
    • SecureQBPlugin.com ensures compatibility with current and emerging real-time payment systems.
  7. Boosted Customer Satisfaction
    • Faster payment processing enhances relationships with clients and vendors.
    • Transparent reporting builds trust and confidence in your payment systems.
  8. Scalability for Growth
    • Supports businesses as they expand, accommodating increased payment volumes effortlessly.
  9. Enhanced Security
    • SecureQBPlugin.com offers top-tier encryption and security protocols, protecting sensitive financial data.

Why Choose FedNow® with SecureQBPlugin.com Integration?

FedNow® and SecureQBPlugin.com combine the speed of real-time payments with the reliability of QuickBooks accounting, creating a powerful solution for modern businesses. With automated processes, advanced security, and seamless integration, this combination is the ultimate tool for managing payments efficiently and securely.

Creation Request for Payment Bank File

  1. Fast and Reliable Setup
    Get started in a single call! We provide .csv or .xml files for FedNow® and Request for Payment (RfP) during your first interaction. We guarantee compatibility with your bank or credit union’s systems.
  2. Pioneers in RfP Innovation
    By recognizing the potential of RequestForPayment.com early, we have positioned ourselves ahead of the curve, providing innovative solutions for real-time payments.
  3. Expertise in Open Banking
    Our role as an advanced "Accounting System" in Open Banking allows billers to create and upload RfP files directly to their bank's online platform.

FedNow® Payment Scheme: How It Works

Step 1: Create a Request for Payment (RfP)
Using ISO 20022 standards (PAIN .013), the creditor (payee) generates a real-time Request for Payment file within QuickBooks. This file acts as a payment initiation message, sent directly to the payee’s bank.

Step 2: Bank Processing
The creditor’s bank validates the RfP and processes it for distribution. Banks often provide import and batch processing services to their depositors, ensuring the message is ready for real-time settlement.

Step 3: Payment Hub Transmission
The bank forwards the RfP through a Payment Hub, such as The Clearing House RtP Hub or another FedNow® hub. This hub acts as the central processing system for real-time transactions.

Step 4: Debtor’s Bank Action
The debtor’s (payer’s) bank receives the RfP, initiates payment authorization, and processes the transaction in real-time, completing the payment cycle.

Step 5: Confirmation to Payee
The creditor (payee) receives confirmation of the completed transaction, with funds settled in real-time.


Benefits of FedNow® Payment Integration with QuickBooks

  • Faster Transactions
    Enable real-time payments to improve cash flow and customer satisfaction.
  • Seamless QuickBooks Compatibility
    Works effortlessly with QBO and all QuickBooks Desktop versions, simplifying accounting and reconciliation processes.
  • ISO 20022 Compliance
    Future-ready technology ensures your payment system aligns with global standards for real-time financial messaging.
  • Scalable Solutions
    Ideal for businesses of all sizes, from small enterprises to large organizations using QuickBooks for accounting.
  • Enhanced Efficiency
    Automate and streamline the Request for Payment process with batch file imports and robust reporting capabilities.

Helping U.S. Businesses Embrace Real-Time Payments

Many U.S. companies need guidance in adopting real-time payment technologies like FedNow® and RfP messaging. Our solution provides the tools and expertise necessary to simplify this transition and optimize payment workflows.

Call us today to learn more about integrating FedNow® payment processing with QuickBooks® and start revolutionizing the way you manage payments!

 Request for Payment

... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.


Contact Us for FedNow QB payment processing